noun
1.
Underwriting is the process by which insurance companies evaluate the Risk of a car, home, or other property or individual to be insured. This process takes place when you submit your application, and is done by an Underwriter from an insurance company.
While protection is never a bad thing, you want to make sure the value of the coverage outweighs the added cost.
The terms Medicare and Medicaid sound similar but are two very different things. Learn the differences in this informative article.
Separate structures on your property may have to be insured separately.