Life Insurance in North Carolina
Life insurance is something that every family should consider at some point. It does not matter what your life circumstances are or what your family and social status is - life insurance is an important part of financial planning. Therefore, whether you are a resident of North Carolina or any other state, it is worth getting a life insurance policy that will protect your beloved ones after your death. If you are shopping for it in North Carolina, Powell's Insurance agency serving Clinton, NC has prepared the list of things you should know:
- According to the state code, an insurance company must give you a 10-day free look period, during which you can decide whether you want to keep a policy or not. If you decide to cancel it within 10 days, you will receive a full refund.
- If you missed a payment, you will have a 31-day grace period to bring the account current. If you fail to pay within the provided period of time, your policy will be canceled for non-payment.
- There are many factors that affect the cost of your life insurance, including the type of coverage, your age, specific aspects of your lifestyle, medical history, and some others. You can always discuss different options with an insurance agent and pick the one most affordable.
- There are certain circumstances, under which your policy will not pay out death benefits. Among them are suicide and such dangerous activities as bungee jumping, sky diving, and others.
If you are a resident of the Tar Heel State and you are looking for a reliable insurance agency to purchase a life insurance policy, Powell's Insurance Agency serving Clinton, NC will be happy to assist you. We are an independent insurance agency that has been serving its clients for over 55 years. We do our best to help them to find the coverage based on their needs and budget. If you have any questions about life insurance, give us a call and we will provide you all the information you need.
Powell’s Insurance has been serving the insurance needs of Clinton, Sampson County, and all of North Carolina for over 40 years.