Why do I need to have a home inventory

Owning a home comes with a lot of responsibility and worries. So many things can go wrong; the world is filled with hazards. Having a home insurance policy with enough coverage to provide peace of mind helps. It also helps to have an insurance agent you trust to be there when the time comes to file a claim on your home insurance. Powell’s Insurance in Clinton, NC has more than 40 years of experience serving the resident of the area. 

When you file a home insurance claim, having a home inventory makes the process go a lot smoother. When you lose your personal property, you will have to tell the insurance company what you lost. When you have suffered a loss, sometimes there is not a lot left to remind you of all your possessions. What a home inventory does is to provide all the backup information that your carrier will ask for. It gets things moving a lot quicker.

You can make an inventory with a pad and pen, or you can make a digital one using pictures. No matter which option you choose, it is vital that you give as much detail as possible. Be very descriptive with brand names, date of purchase, model, and serial number where appropriate. Attach any receipts that you have for the items included. Once you have created the inventory, you must put it someplace safe to easily get to it after a covered event. 

When you need an insurance agent who can assist you in Spanish and English, Powell’s Insurance in Clinton, NC is the one to call. We will be here to help you if you ever need to file a claim. If you are looking for an agent you can count on, we won’t let you down. Give us a call or stop by and let us make sure you have the coverage you need.