When you need flood insurance

December 13, 2021

Flood insurance, and who needs it, can be a confusing topic! As with other insurance types, it’s important to have flood insurance in place before you need it. If your home is located in a flood plain, your lender will likely require you to carry a flood insurance policy. But what happens when the situation isn’t as cut and dry? That’s when Powell’s Insurance can help you determine if this type of policy is necessary to protect your Clinton, NC area residence.

Flood insurance: when is it necessary?

There are a lot of questions about flood insurance and who needs it and when. The important thing to remember is that many homeowner policies will not cover all water damage. Flood insurance can be necessary for low-lying areas and areas that receive a lot of rainfall or experience stormy weather. Because of all of the variables surrounding the need for flood insurance, it makes sense to sit down with your insurance agent to determine if it is something that you need to protect your home.

The main thing to remember is that even if your lender doesn’t require you to carry a flood insurance policy, that doesn’t mean that you don’t need it! Don’t wait until it’s too late. Find out today if flood insurance is necessary to protect your home.

Time for you to get flood insurance?

Contact Powell’s Insurance today to learn more about flood insurance. We understand that the topic of flood insurance can be confusing, and we’re here to answer any questions that you may have. If you are in the greater Clinton, NC area, call or stop by today!