Benefits of high-deductible health insurance policies

January 24, 2022

Powell’s Insurance is here to help the members of the greater Clinton, NC community with all of their insurance needs. This includes health insurance. We understand how confusing finding the right policy for yourself and your family can be. Rely on us to help you with the entire insurance process!

Is a high-deductible health policy right for you?

When it comes to determining which health insurance policy is right for your needs, you may have a lot of questions. We understand that the process can be confusing. You may be wondering if a high-deductible policy is a good fit for your needs. We find that this type of policy is appropriate for someone who does not have any ongoing medical issues.

Because the premiums can be lower when you opt for a high deductible, it can be a tempting option. Another benefit of these policies is that they often have preventative care included. This means that your annual physical could be covered without a charge, or with a copay payment. If you are someone who only visits their doctor once a year, this could be a policy option that makes sense for you.

As with any insurance policy, you will want to carefully review all of your options before making your final selection. If you are working with a local insurance agent, the process will likely be a lot easier. Sitting down with someone who knows you and understands your needs often results in a better outcome.

We are here to help you!

The team at Powell’s Insurance is proud to serve the insurance needs of the Clinton, NC area. If you have questions about health insurance, we are here to help! Give us a call or stop by our office to learn more!